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Everyday Kingdom Living with Pernethyia

Welcome to Everyday Kingdom Living — where faith meets strategy.

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      • Home
      • Newsletter
      • Ways I Can Help 
        • Garden
        • Education
        • Finance
        • Sneaky Expenses Checklist Freebie
        • Family
        • 15 Minute Clarity Call and More
      • Speaking & Teaching 
        • Speaking Topics & Teaching Area
        • How to Book Me
        • Speaker Investment & Honorarium
      • Everyday Kingdom Living with Pernethyia
      • Classes & Courses 
        • Shop
        • Contact Us
        • Kingdom Legacy Academy (Youth) 
          • Academic Assessments
        • Login

      Everyday Kingdom Living with Pernethyia

      Welcome to Everyday Kingdom Living — where faith meets strategy.

      • Home
      • Newsletter
      • Ways I Can Help 
        • Garden
        • Education
        • Finance
        • Sneaky Expenses Checklist Freebie
        • Family
        • 15 Minute Clarity Call and More
      • Speaking & Teaching 
        • Speaking Topics & Teaching Area
        • How to Book Me
        • Speaker Investment & Honorarium
      • Everyday Kingdom Living with Pernethyia
      • Classes & Courses 
        • Shop
        • Contact Us
        • Kingdom Legacy Academy (Youth) 
          • Academic Assessments
        • …  
          • Home
          • Newsletter
          • Ways I Can Help 
            • Garden
            • Education
            • Finance
            • Sneaky Expenses Checklist Freebie
            • Family
            • 15 Minute Clarity Call and More
          • Speaking & Teaching 
            • Speaking Topics & Teaching Area
            • How to Book Me
            • Speaker Investment & Honorarium
          • Everyday Kingdom Living with Pernethyia
          • Classes & Courses 
            • Shop
            • Contact Us
            • Kingdom Legacy Academy (Youth) 
              • Academic Assessments
            • Login
          • 3-Month Journey to Financial Literacy & Success (Ages 13–18)

            Get the skills to manage money with wisdom and confidence. In this 3-month guided experience, you'll learn how to budget, save, invest, and make smart financial choices through engaging lessons and real-life applications. By the end of the course, you will have a personalized money plan, a stronger mindset about success, and the tools to start building lifelong financial freedom.

          • Introduction to Money

            Let's see what you already know, want to know and will learn about money in this lesson.

            The Flow of Money

            Learn several ways to sow, save and spend your money.

            Be prepared to open your own bank accounts this week with your parent's permission.

            Needs vs. Wants

            When we begin to make money decisions, not every thing we see is something we need. Sometimes it's a want. Let's learn the difference between the two.

            Create a Budget

            Let's master our money together by creating a spending plan to help us identfy how much money we have to spend, save, give and invest.

            Be a Giver

            Let's be a cheerful giver!

            All About Savings and Emergency Funds

            Now that we know what we need and want, we can began to save for things that are not in our immediate budget. Let's learn several ways to save money, why it is important and determine the savings for real life scenarios. Let's discuss the importance of an emergency fund, how to deal with an emergency and what it means to prepare in advance.

            All About Spending

            Now that we know what we need and want, we can began to save for things that are not in our immediate budget. Let's learn several ways to spend money, why it is important and determine what spending habits are good ones to have.

            All About Investing

            Let's grow our money by investing in some methods that will change our financial futures. Be ready to open your own investment accounts this week.

            Diversification

            When investing we have to put our money into multiple "vehicles" to move and grow your money.

            Set a Financial Goal

            Set goals to give yourself a vision for your money. Do you want to be a millionaire, live comfortably and travel or help others?

            Basics of Taxes

            Learn how taxes affect your income, why we pay them and what they are used for.

            Final Project

            Get creative and develop a slide show displaying what you have learned throughout the semester. The instructions for the final project are in the video.

          • Embed an App

            Or write your own HTML code! (HTML is Pro only)

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